Action-taken codes 1–3 in the reviewed population
Open-source dashboard example
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This example turns a reviewed national HMDA snapshot into an interactive view of mortgage activity and lending outcomes across U.S. states and territories.
Market overview
At a glance
United States · 2022–2025
Originated plus approved but not accepted
Loans reported as originated
Approved applications divided by applications
Originated loans divided by applications
What stands out
Report highlights
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Market analysis
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Trend
Applications, approvals, and originations by year
Comparable annual volumes for the selected geography and purpose
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Market size
Largest state and territory markets
Top 15 geographies by application volume
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Outcomes
Approval rate across major markets
Approval rate for the 15 highest-volume geographies
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Purpose and time
Approval rate by year and loan purpose
Direct-labeled matrix of approval outcomes across the reporting period
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Scale and outcomes
Application volume and approval rate by geography
Geographies with at least 100 applications; log volume scale with the national benchmark
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Conversion
Approval-to-origination gap across major markets
Approval and origination rates for the 15 largest markets, sorted by the gap
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Drivers of change
State contributions to application change, 2024 to 2025
Ten largest absolute state drivers plus all remaining geographies; focused application scale
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Transparent by design
About this report
This dashboard uses a published snapshot of the national HMDA aggregate table for 2022–2025. It reports descriptive patterns and is not a fair-lending, legal, or causal assessment.
Trusted definitions
Applications include HMDA action-taken codes 1–3; approval and origination rates use that same denominator.
Reviewed snapshot
Counts reconcile to the national limited table for every year in the 2022–2025 period.
Open-source charts
Every visualization is rendered with Vega-Lite and includes a readable data table and source notes.
Data source and metric definitions
Source details will appear when the report finishes loading.
Go beyond the dashboard
Ask a follow-up question in plain English.
Use the HMDA Analyst to explore another metric, grouping, or time period.